If you have been injured in an accident due to the actions (or inaction) of another party, you need to speak to a legal expert without delay. This is because you might be legally entitled to claim compensation for the injuries you have sustained, helping you financially while you get back on your feet.
Personal Injury Claims and Compensation.
If you have suffered an injury due to an accident that was not your fault, you will be entitled to make a personal injury claim. Some of the most common types of claims arise from:-
* Road traffic accidents;
* Motorcycle accidents;
* Cycling accidents;
* Work accidents;
* Trip and slip accidents;
* Accidents abroad;
* Public place accidents;
* Medical negligence;
* Plane accidents.
If successful, your claim will be settled and you will receive a sum of compensation. This is intended to recompense for the pain and suffering you have experienced, as well as for any financial losses incurred. While it is likely this will not entirely make up for the damage caused to you and your loved ones, it is hoped it will at least put back into the position you were in before the accident occurred.
How is Compensation Calculated?
Every personal injury claim is different, and as such the amount of compensation a victim receives will vary in each case. Your solicitor will use their expert opinion and professional knowledge of the law to suggest an appropriate compensation sum. Generally speaking, this will be made up of three elements:-
1. General Damages.
General damages are intended to compensate for the pain, suffering and loss of amenity you have experienced as a result of your injuries. Pain and suffering must reflect the physical, psychological and emotional harm you have endured, while loss of amenity relates to activities you once enjoyed, but no longer can. For example, if someone is unable to pursue their hobbies or carry out day-to-day tasks. General damages will, therefore, depend upon the extent of the injuries sustained. In order to accurately assess the extent of harm, a medical expert will be employed to review a victim's injuries.
2. Special Damages.
Special damages account for any finances the victim has lost due to their accident and resulting injuries. This calculation is slightly simpler than that of general damages, as it is a quantifiable sum. Special damages can therefore include: loss of earnings, medical expenses, travel expenses, costs for new equipment or clothing, carer costs and other such things.
3. Future Damages.
Future damages are there to recover any suspected financial losses which may later arise. This is a particularly hard element to assess, but is essentially worked out in the same way as special damages. Indeed, it is necessary to predict the amount of yearly expenses incurred because of a claimant's injuries. This amount must then be multiplied for the number of years the victim is expected to live, or for the amount of years expenses will be lost.
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